Credit limit

Maximum credit limit: VND200 million

Payment locations

Tens of millions of payment locations globally

Incentives

Thousands of incentives offered by BIDV and Visa

Flexible payment

Flexible payment in various currencies

FEATURES
  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally.
  • + Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
  • + EMV chip technology security
  • + Spend first, pay later - Interest-free period up to 45 days.
  • + Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement.
KEY INFORMATION
  • Card's classGold
  • Statement Date25th of every month
  • Payment due date15 days from statement date
  • Minimum payment amount3%
  • Credit LimitVND10 million - 200 million
  • Interest Rate12%
  • Terms and conditions for useCredit card agreement and T&C.pdf
SERVICE FEES
  • Annual fee of primary cardVND400,000
  • Annual fee of supplementary cardVND200,000
  • Cash withdrawal fee at BIDV's ATM/POS1% of withdrawal amount, VND10,000 at minimum
  • Cash withdrawal fee at other banks' AMT/POS 3% of withdrawal amount, VND50,000 at minimum
  • Foreign exchange fee2.1% of transaction amount
  • Transaction fee at merchants abroad N/A
  • Late payment fee4% of late payment amount, VND100,000 at minimum
BENEFITS
  • 24/7 customer service1900 9247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
  • Reward accumulation Mile/bonus conversion
  • Reward accumulation policy1,000 VND = 1 point
  • Maximum refund/monthVND3,000,000
  • Golf incentives

    N/A

  • Lounge incentives

    N/A

  • Insurance

    N/A

  • 24/7 added support service N/A
  • Banking service incentives

    + 1-month BSMS service fee waiver

    + Annual fee and 1st year SMS token fee waiver for IBMB service.

CARD ISSUANCE CONDITIONS
  • Monthly incomeAt least VND4 million
  • Card issuing agreementCredit card agreement and T&C.pdf

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