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ActionsReward accumulation program: Cashback up to VND 800,000/month via BIDV SmartBanking, specifically:
20% of dining transactions in Vietnam in the birthday month
10% of dining transactions in Vietnam in other months
15% of POS-based dining transactions in Japan
0.15% for other kinds of transactions
Please click here for more details
Transaction fee waiver overseas: 100% refund of currency conversion assessment fee (1%) for any transactions in Japan
Enjoy stylish lives from the Privilege Program for JCB Ultimate Cardholder:
Airport lounge: Free airport lounge access in Vietnam & overseas for cardholders.
Fast-track: Free Fast-track at 5 International Airports in Vietnam
Golf: Up to VND 1,000,000 per slot at 20 Golf courses in Vietnam and Special discount at 8 Golf courses in Japan from now until 31.03.2024
Hotels & resorts: Free 01 night for 01 night booking at 15 five-star Hotels and Resorts
Diamond Dining: Discount 30% max VND 1,000,000 for bill from VND 2,000,000 at 21 premium Japanese restaurants
Booking via Hotline (024) 73 009 009 or Email JCB@cc-c.vn at least 1 day (with Diamond Dining) and 2 days (before 3pm with other domestic service ), Language: Vietnamese and English
Click HERE for more details of the Privilege Program for JCB Ultimate Cardholder
Installments: 0% interest rate installment when shopping at thousands of BIDV’s affiliated partners or register for flexible installments with BIDV via SMS, website. Click here for more details.
Maximum interest-free period: 45 days
Additional features
Perform transactions at millions of ATM/POS and make online payment via websites/apps
EMV contact and contactless chip card to facilitate fast and convenient transactions at maximum secutiry
Easy management of cards and transactions via BIDV SmartBanking
Simple payment of outstanding balance via (i) Automatic debit service; (ii) BIDV SmartBanking; or (iii) BIDV branches nationwide
Customer support: 19009247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
Interest rate: 19%-20%
Transaction limit
Payment limit for purchase transaction:
Total transaction limit/day: Up to VND 19,999,999,998
Number of transaction/day: Unlimited
Payment limit/transaction: Up to VND 9,999,999,999
Cash advance limit: 80% of credit limit
Total transaction limit/day: Up to VND 5,000,000,000
Number of transaction/day: Equal to daily transaction limit/10^6
Payment limit/transaction: Up to VND 99,000,000
Fee schedules
Primary card: VND 1,500,000/year
Supplementary card: VND 600,000/year
Required transaction volume for annual fee waiver in the subsequent year:
Internal customers/Premier customers: VND 10,000,000/year
Payroll customers/household business customers/loan borrowers/international money transfer customers: VND 50,000,000/year
Normal customers: VND 150,000,000/year
Foreign transaction fee: 2.5%, including currency conversion assessment fee (1%) and foreign transaction processing fee (1.5%)
Detailed fee schedule: Please click here
Card issuance conditions:
Individuals aged 15 years or older without losing their civil act capacity or having limited civil act capacity or having difficulty in understanding and mastering their behavior according to Vietnamese laws.
In case of a foreigner, he/she must be allowed to reside in Vietnam for a period of 12 months or more and the remaining residency is at least 90 days from the date of application for card.
Card application:
Legal document: ID documents and documents evidencing permanent address of customers (family registration, temporary residence registration, etc.)
Financial dossier; Collateral dossier (in cased of secured credit cards);
Agreement for card issuance and use according to BIDV’s form. Details
Other forms following BIDV’s regulations from time to time.
Customer can apply for a card:
At BIDV’s branches nationwide
Via BIDV SmartBanking
Apply for a card here
Card promotions from time to time, update offers here