Secured personal instalment loan

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Loan amount

Amounts up to VND2 billion per borrower, VND1 billion for overdrafts

Procedures

Simple and quick procedures

Loan term

Flexible loan terms up to 96 months for stand-alone loans and 12 months for overdrafts

- Simple procedure
- Quick loan processing
- Complimentary consultation on loan options

Conditions

- Residing or regularly working in the province/city where the financing BIDV branch is located, and permanently residing in the adjacent areas.
- Sufficient income for repayment.
- Having real estate as collateral
- Other conditions of BIDV from time to time

Applications

- BIDV loan application form
- Income documents: employment contracts, pay slips, etc.
- Proof of spending loan proceeds according to declared purpose.
- Documents related to collateral.

Loan calculation

1My monthly income VND/month

1 million 500 million

2My monthly expense VND/month

1 million 500 million

3Loan term month(s)

1 month 300 months

4Interest rate %/year

1% 20%

Total loan amount

0 VND

1Loan amount VND

1 million 500 million

2Loan term month(s)

1 month 300 months

3Interest rate %/year

1% 20%

4Calculation method

Even principal payments

Even total payments

First month payment

0 VND

Total payment amount

0 VND

Interest payment

0 VND

(*) The calculation is for reference purposes only and not BIDV’s loan commitment.

Easy and quick registration

Fill in the registration form.

Confirm information

BIDV will contact you for information verification and account opening.

Complete

Visit your nearest BIDV branch or transaction office to receive your account information.

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Secured personal instalment loan