Account package

• APPLICABLE PERIOD: From 26th April, 2020 until notice of termination

• PACKAGE’S FEATURES: The new B-free is designed into 05 packages according to the rising demand for the service of customers. It’s free for all services while customers maintain a minimum monthly balance as described in each package.

• 	B-free Basic	B-free Classic	B-free Gold	B-free Diamond	B-free Salary
  Channel to Register	Branches, Customer Service Center, Smartbanking	Branches, Customer Service Center, Smartbanking	Branches, Customer Service Center, Smartbanking	Branches, Customer Service Center, Smartbanking	Branches
  Maintance fee/ month (VAT exclued)	10,000 VND	20,000 VND	40,000 VND	70,000 VND	0 VND
  Free of charge for maintance fee if minimum monthly CASA balance reach	1 million VND per month	3 million VND per month	7 million VND per month	20 million VND per month	Not required
  Free services	Free 04 types of fees: Account management fee: 01 account Smartbanking maintenance fee OTT service fee Fee for online money transfer within BIDV	Free 06 types of fees: Account management fee: 01 account Fee for maintenance Smartbanking service OTT service fee Fee for online money transfer within BIDV or to orther Bank Issuing domestic debit card fee (01 new card) Annual fee of domestic debit card - first year (01 new card)	Free 08 types of fees: Account management fee: 01 account Fee for maintenance Smartbanking service OTT service fee Fee for online money transfer within BIDV or to orther Bank Issuing domestic debit card fee (01 new card) Annual fee of domestic debit card - first year (01 new card) Issuing credit card fee (01 new card, up to Platinum tier) Annual fee of credit card - first year (01 new card, up to Platinum tier)	Free 10 types of fees: Account management fee: 01 account Fee for maintenance Smartbanking service OTT service fee Fee for online money transfer within BIDV or to orther Bank Issuing domestic debit card fee (01 new card) Annual fee of domestic debit card - first year (01 new card) Issuing credit card fee (01 new card, up to Platinum tier) Annual fee of credit card - first year (01 new card, up to Platinum tier) BSMS fee Withdrawal from ATM BIDV fee (refund)	Free 06 kind of fees: Account management fee: 01 account Fee for maintenance Smartbanking service OTT service fee Fee for online money transfer within BIDV or to orther Bank Issuing domestic debit card fee (01 new card) Annual fee of domestic debit card - first year (01 new card)

• To meet the increasing demand for money transfer together with controlling and minimizing risks for customers, BIDV deploys 4 money transaction limits on Smartbanking so that customers can choose flexibly when registering for a package as follows:

• 	Basic limit	Standard limit	High limit	Priority limit
  Transfer money within BIDV of same account holder	Unlimited	Unlimited	Unlimited	Unlimited
  Transfer money within BIDV to orther account holder	100 million VND/transaction 100 million VND/day	1 billion VND/transaction 1 billion VND/day	3 billion VND/transaction 3 billion VND/day	5 billion VND/transaction 10 billion VND/day
  Transfer money to orther banks	100 million VND/transaction 100 million VND/day	500 million VND/transaction 1 billion VND/day	1 billion VND/transaction 3 billion VND/day	1 billion VND/transaction 10 billion VND/day
  Quick money transfer 24/7 to orther banks	100 million VND/transaction 100 million VND/day	499.999.999  VND/transaction 1 billion VND/day	499.999.999 VND/transaction 3 billion VND/day	499.999.999  VND/transaction 10 billion VND/day

• OUTSTANDING FEATURES: With the products offered in the package, customers can use banking services anytime, anywhere for every daily needs (such as bill payment, phone top-up, online payment, etc.) as well as financial needs (payroll loans, online savings):
• BIDV SmartBanking App:

Transfer fee is lower than that applied at the counter

24/7 instant transfer, account number will be checked to match with recipient’s name, avoid incorrect transactions.

Advantages: international card management, bill payment (phone top-up, transfer to securities account), shopping by QR code.

Online deposit at higher interest rate than that applied at the counter

•  Automatic bill payment: With just one registration, BIDV shall automatically debit exact bill amount from customer’s account for bill payment.
•  To use SmartBanking service, please download here.  
• Flexible
• Initiatively choose B-free package and transaction limit as needed