Account package

Product information
Online registration
Promotions
Announcements

No minimum balance requirement

Free account management fee for 3 first months

Free BSMS for first 3 months

EFFECTIVE DATE: 6 April 2020 until notice of termination
FEATURES: No minimum balance requirement
PACKAGE PRODUCTS
Main product
Current account
Domestic debit card
Add-on products
+ BSMS
+ BIDV SmartBanking or BIDV Online
+ BIDV Pay +
BENEFITS:
Free account management fee for 3 first months
Waiver of issuance, annual fees for domestic debit card
Free BSMS for first 3 months
OUTSTANDING PARTICULARS
With the products of the package, customer can use banking services anytime, anywhere such as deposit/withdrawal, money transfer, bill payment, etc.
- BSMS: account balance notification
- BIDV Smart banking app with the following features:
+ Transfer fee lower than that at counter
+ Quick 24/7 money transfer, checking account number with beneficiary name, ensuring right recipient.
+ Features: international card management, bill payment (mobile top-up, money transfer to securities account), shopping via QR code.
- BIDV Pay+ app: used as replacement for physical domestic debit card:
+ Money withdrawal at ATM via QR Code without needing a physical card.
+ Scanning QR code to make payment for goods and services at card acceptance points.

Conditions

Vietnamese residents
Customers receive unemployment benefits, confirm by competent authorities
Applicable to customers newly registering all products and services of the package
The offer of the above mentioned packages may vary from time to time in accordance with BIDV's regulations.

Application

Legal documents: ID/Citizen identification card/Valid passport
Personal account opening application
Terms and conditions
Application for complaint

Money transfer fee waiver on BIDV Smartbanking

Fee waiver for all internal money transfer, domestic transfer, 24/7 instant transfer transactions

Incentives

BSMS fee waiver for the first 6 months

Highest transfer limit

Up to VND 300 million/transaction, VND 3 billion/day

APPLICABLE PERIOD: From 26th April, 2020 until notice of termination
PACKAGE’S FEATURES: The new B-free is designed into 05 packages according to the rising demand for the service of customers. It’s free for all services while customers maintain a minimum monthly balance as described in each package.

	B-free Basic	B-free Classic	B-free Gold	B-free Diamond	B-free Salary
Channel to Register	Branches, Customer Service Center, Smartbanking	Branches, Customer Service Center, Smartbanking	Branches, Customer Service Center, Smartbanking	Branches, Customer Service Center, Smartbanking	Branches
Maintance fee/ month (VAT exclued)	10,000 VND	20,000 VND	40,000 VND	70,000 VND	0 VND
Free of charge for maintance fee if minimum monthly CASA balance reach	1 million VND per month	3 million VND per month	7 million VND per month	20 million VND per month	Not required
Free services	Free 04 types of fees: Account management fee: 01 account Smartbanking maintenance fee OTT service fee Fee for online money transfer within BIDV	Free 06 types of fees: Account management fee: 01 account Fee for maintenance Smartbanking service OTT service fee Fee for online money transfer within BIDV or to orther Bank Issuing domestic debit card fee (01 new card) Annual fee of domestic debit card - first year (01 new card)	Free 08 types of fees: Account management fee: 01 account Fee for maintenance Smartbanking service OTT service fee Fee for online money transfer within BIDV or to orther Bank Issuing domestic debit card fee (01 new card) Annual fee of domestic debit card - first year (01 new card) Issuing credit card fee (01 new card, up to Platinum tier) Annual fee of credit card - first year (01 new card, up to Platinum tier)	Free 10 types of fees: Account management fee: 01 account Fee for maintenance Smartbanking service OTT service fee Fee for online money transfer within BIDV or to orther Bank Issuing domestic debit card fee (01 new card) Annual fee of domestic debit card - first year (01 new card) Issuing credit card fee (01 new card, up to Platinum tier) Annual fee of credit card - first year (01 new card, up to Platinum tier) BSMS fee Withdrawal from ATM BIDV fee (refund)	Free 06 kind of fees: Account management fee: 01 account Fee for maintenance Smartbanking service OTT service fee Fee for online money transfer within BIDV or to orther Bank Issuing domestic debit card fee (01 new card) Annual fee of domestic debit card - first year (01 new card)

To meet the increasing demand for money transfer together with controlling and minimizing risks for customers, BIDV deploys 4 money transaction limits on Smartbanking so that customers can choose flexibly when registering for a package as follows:

Basic limit

Standard limit

High limit

Priority limit

Transfer money within BIDV of same account holder

Unlimited

Transfer money within BIDV to orther account holder

100 million VND/transaction

100 million VND/day

1 billion VND/transaction

1 billion VND/day

3 billion VND/transaction

3 billion VND/day

5 billion VND/transaction

10 billion VND/day

Transfer money to orther banks

100 million VND/transaction

100 million VND/day

500 million VND/transaction

1 billion VND/day

1 billion VND/transaction

3 billion VND/day

1 billion VND/transaction

10 billion VND/day

Quick money transfer 24/7 to orther banks

100 million VND/transaction

100 million VND/day

499.999.999 VND/transaction

1 billion VND/day

499.999.999 VND/transaction

3 billion VND/day

499.999.999 VND/transaction

10 billion VND/day

OUTSTANDING FEATURES: With the products offered in the package, customers can use banking services anytime, anywhere for every daily needs (such as bill payment, phone top-up, online payment, etc.) as well as financial needs (payroll loans, online savings):
BIDV SmartBanking App:
Transfer fee is lower than that applied at the counter

24/7 instant transfer, account number will be checked to match with recipient’s name, avoid incorrect transactions.

Advantages: international card management, bill payment (phone top-up, transfer to securities account), shopping by QR code.

Online deposit at higher interest rate than that applied at the counter
Automatic bill payment: With just one registration, BIDV shall automatically debit exact bill amount from customer’s account for bill payment.
To use SmartBanking service, please download here.
Flexible
Initiatively choose B-free package and transaction limit as needed

Conditions

Vietnamese residents
Applicable to customers newly registering all products and services of the package
Card incentives are NOT applicable for Visa Smile and Visa Infinite cards.
The offer of the above mentioned packages may vary from time to time in accordance with BIDV's regulations.