Account package

Product information
Online registration
Promotions
Announcements

No minimum balance requirement

Free BSMS for first 3 months

Free account management fee for 3 first months

EFFECTIVE DATE: 6 April 2020 until notice of termination
FEATURES: No minimum balance requirement
PACKAGE PRODUCTS
Main product
Current account
Domestic debit card
Add-on products
+ BSMS
+ BIDV SmartBanking or BIDV Online
+ BIDV Pay +
BENEFITS:
Free account management fee for 3 first months
Waiver of issuance, annual fees for domestic debit card
Free BSMS for first 3 months
OUTSTANDING PARTICULARS
With the products of the package, customer can use banking services anytime, anywhere such as deposit/withdrawal, money transfer, bill payment, etc.
- BSMS: account balance notification
- BIDV Smart banking app with the following features:
+ Transfer fee lower than that at counter
+ Quick 24/7 money transfer, checking account number with beneficiary name, ensuring right recipient.
+ Features: international card management, bill payment (mobile top-up, money transfer to securities account), shopping via QR code.
- BIDV Pay+ app: used as replacement for physical domestic debit card:
+ Money withdrawal at ATM via QR Code without needing a physical card.
+ Scanning QR code to make payment for goods and services at card acceptance points.

CONDITIONS

Vietnamese residents
Customers receive unemployment benefits, confirm by competent authorities
Applicable to customers newly registering all products and services of the package
The offer of the above mentioned packages may vary from time to time in accordance with BIDV's regulations.

APPLICATION

Legal documents: ID/Citizen identification card/Valid passport
Personal account opening application
Terms and conditions
Application for complaint

Money transfer fee waiver on BIDV Smartbanking

Fee waiver for all internal money transfer, domestic transfer, 24/7 instant transfer transactions

Highest transfer limit

Up to VND 300 million/transaction, VND 3 billion/day

Incentives

BSMS fee waiver for the first 6 months

APPLICABLE PERIOD: From 6 January 2020 to 30 May 2020
FEATURES:
A minimum balance of VND 10 million on customer’s current account is required (this amount shall be blocked).
Registration for B-Free 3 account package at the Bank’s counter.
PRODUCTS:
Primary products:
- + Current account
- + BIDV SmartBanking
- + Harmony domestic/international debit card
Supplementary products:
- + BSMS
- + Automatic bill payment
- + Credit card
- + Secured consumer loans
- + BIDV Pay +
INCENTIVES:
Money transfer fee waiver on BIDV Smartbanking: fee waiver for all internal money transfer, domestic transfer, 24/7 instant transfer transactions.
Highest e-banking transfer limit from time to time: up to VND 3 billion/day, VND 300 million/transaction for domestic transfer
BSMS fee waiver for the first 6 months
Discounts applied to payments for shopping, spa, tourism, cuisine, education, etc. using BIDV cards at BIDV's gold points.
OUTSTANDING FEATURES:
With the products offered in the package, customers can use banking services anytime, anywhere for every daily needs (such as bill payment, phone top-up, online payment, etc.) as well as financial needs (payroll loans, online savings):
BSMS: notification of account balance change
Automatic bill payment: With just one registration, BIDV shall automatically debit exact bill amount from customer’s account for bill payment.
BIDV Smartbanking:
Transfer fee is lower than that applied at the counter
24/7 instant transfer, account number will be checked to match with recipient’s name, avoid incorrect transactions.
Advantages: international card management, bill payment (phone top-up, transfer to securities account), shopping by QR code.
Online deposit at higher interest rate than that applied at the counter
BIDV Pay+ App: A convenient alternative for physical domestic debit card: Withdraw money at ATM using QR Code without physical card.

CONDITIONS

Vietnamese residents
Applicable to customers newly registering all products and services of the package
Card incentives are NOT applicable for Visa Smile and Visa Infinite cards.
The offer of the above mentioned packages may vary from time to time in accordance with BIDV's regulations.

APPLICATION