In any situation, the original capital of clients will be preserved
Ensure minimum interest rate
If clients do not withdraw funds before maturity, their return on investment at maturity shall be greater than or equal to the minimum interest rate.
Added income will be offered upon accurate forecast on reference index.
Institutional/individual customers who expect to receive higher interest rates than conventional deposits and have a forecast on a reference index of one pair of exchange rates or several pairs of exchange rates which fluctuate higher/lower than the rate determined on the transaction date (determined rate) during the investment term. Potential customers are individual/institutional customers with large deposit balances
VND and other strong foreign currencies (USD, EUR, JPY, GBP, AUD, CAD)
- For VND: 6-month tenor or longer
- For other foreign currencies (USD, EUR, JPY, GBP, AUD, CAD): 1-month tenor or longer
- For VND and EUR deposits: The minimum deposit amount is VND 2,000,000,000 or equivalent;
- For other currencies: The minimum deposit amount is USD1,000,000 or equivalent;
A pair of currency/currency exchange rates among following pairs: EUR/USD, USD/JPY, AUD/USD, GBP/USD, CAD/USD.
Attractive income: If the reference index fluctuates as per customer's statement, customer may receive a higher interest rate than the normal savings of the same term and maximum income is unlimited.
Ensure minimum interest rate: If clients do not withdraw funds before maturity, their return on investment at maturity is greater than or equal to the minimum interest rate.
Preserve original capital: In any situation, the original capital of clients will be preserved.
Principal contract: BIDV and client shall sign a structured investment transaction contract at the first transaction.
Separated transaction confirmation: At each transaction, the two parties shall sign a separated transaction confirmation in the form provided by BIDV.