RELEASED DATE 09 Jan 2020
The loan package offers preferential interest rates and flexible terms:
(1) Only from 7.5%/year in the first 6 months from the first disbursement; or
(2) From 8%/year in the first 12 months from the first disbursement; or
(3) From 8.4%/year in the first 18 months from the first disbursement; or
(4) From 8.8%/year in the first 24 months from the first disbursement.
(Actual interest rate shall be subject to each BIDV branch’s discretion. The Packages (3) and (4) are applicable for customers with true housing needs.)
The program applies to newly disbursed loans with a minimum loan term of 36 months during the validity of the program, and helps customers actively balance financial resources. Individual customers who have needs for medium and long-term loans for business activities, or buying housing, car, and meet relevant eligibility requirements of BIDV, are entitled to preferential interest rates of this program.
In addition, customers borrowing loans from BIDV during this period will be entitled to many attractive incentives for account services and products such as e-banking, insurance, etc., particularly:
- Waiver of e-banking service management fee
- An addition of 0.2% p.a. interest rate for online deposit
- Gift up to VND500.000 (VinID gift card or cash) for loan contract over VND 01 billion
- Gift up to VND500.000 (in form of phonecard) for new/re-newed borrower assurance contract
- Preferential offers on credit card fees from time to time
For more detail, please visit www.bidv.com.vn, or contact your nearest BIDV branch or call the bank’s 24/7 hotline via 1900 9247.
BIDV is proud to be the first and only bank to receive “Best Retail Bank Vietnam” award for 5 consecutive years (2015 - 2019) from The Asian Banker and the only bank to be honoured with Vietnam Outstanding Retail Bank award by the Vietnam Banks Association (VNBA) and the International Data Group (IDG) for 4 consecutive years (2016 - 2018).
Interest rate from 7.5%/year