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Cash withdrawal limit

Maximum withdrawal limit: VND 70 million/day

Payment limit

Unlimited

Card technology

Contactless chip card, providing a modern and time-saving transaction experience

Cash withdrawal and payment for goods and services at all ATM/POS card payment acceptance points with Napas and BIDV logos (domestic and abroad).

QR code cash withdrawal at BIDV’s ATM via BIDV SmartBanking

Online bill payment service

Tokenization service helps customers link cards to e-wallets with features that fully meet safety and security standards, card number tokenization in payment transactions.

24/7 interbank money transfer via ATM

Safe, convenient payment transaction, avoiding risk of carrying cash

Enhanced security with EVM/VCCS chip technology and seamless payment experience with contactless feature.

Easy spending management via BIDV Smartbanking, SMS/OTT.

CARD LIMIT AND FEE SCHEDULES

Transaction limit

Maximum withdrawal amount/day at BIDV’s ATM: VND 70,000,000

Maximum number of withdrawal/day at BIDV’s ATM: 20 transactions

Maximum transfer amount/day: VND 100,000,000

Service fees

First issuance fee: VND 50,000

Annual fee: VND 60,000, waiver for non-physical card

Cash withdrawal fee at BIDV’s ATM/POS: VND 1,000/transaction

Cash withdrawal fee at other banks’ domestic ATM: VND 3,000/transaction

Cash withdrawal fee at other banks’ overseas ATM: VND 40,000/transaction

Internal fund transfer at BIDV’s ATM: 0.05% of transfer amount; VND 2,000 at minimum, VND 15,000 at maximum

Internal fund transfer at other banks’ ATM: VND 3,000/transaction

Detailed fee schedule: https://www.bidv.com.vn/vn/ca-nhan/bieu-phi/

CARD ISSUANCE PROCEDURES AND CARD OPENING METHOD

CONDITIONS FOR BIDV DOMESTIC DEBIT CARD ISSUANCE

For Primary Cardholder:

Individuals aged 15 years or older without losing their civil act capacity or having limited civil act capacity or having difficulty in understanding and mastering their behavior according to the laws.

Having current account/applying for current account at BIDV.

For Supplementary Cardholder:

Individuals aged 15 years or older without losing their civil act capacity or having limited civil act capacity or having difficulty in understanding and mastering their behavior according to the laws, having his/her legal representative’s consent in writing on the use of card;

Having Primary Cardholder’s registration and authorization to use card as the Supplementary Cardholder.

In addition to the above conditions, foreign customers need to provide documents proving eligible residency in Vietnam for 12 consecutive months or more.

CARD APPLICATION

For single application:

Agreement for card issuance and use and customer legal documents as prescribed.

Necessary documents to prove the duration of residence in Vietnam for foreign customers according to BIDV’s regulations.

Other forms following BIDV’s regulations from time to time.

For group of individual customers, additional documents are required:

List of card applicants.

Cooperation agreement for issuing affiliate cards.

Customer can apply for card

Via BIDV SmartBanking application

At BIDV’s branches/transaction offices nationwide

Via BIDV’s website: https://ebank.bidv.com.vn/DKNHDT/dkspdv.htm