Facilitating SMEs growth through medium and long-term loans

From Q1-2018, BIDV implemented a medium and long-term credit programme for small and medium enterprises (SMEs) with total value of VND10,000 billion  Through the programme, SMEs can access loans at extremely attractive interest rates of only 8 percent per year, with terms of up to seven years.

The credit package was designed in response to the government's policy to support the development of enterprises in priority sectors including creative startups, high-technology and clean agriculture, and the supporting industry sector.

The programme will expire on 31 December 2018, or sooner if the credit limit is reached and is available nationwide throughout over BIDV’s 1000 transaction points.

In recent years BIDV has implemented a number of programmes providing preferential loans for SMEs including a competitive short-term credit package of VND10,000 billion in February 2017; a VND3 trillion credit package for startups and microenterprises launched in May 2017; a VND10,000 billion preferential loans package for members of VINASME in August 2017; and other programmes including the SME Development Fund, a preferential loan programme funded by JICA – JAPAN for SMEs (SMEFP), and the Green Investment Fund (GIF).

BIDV

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