Interest-free period up to 45 days

Credit limit up to VND 5 billion

Unlimited number of cards issued

Unlimited number of daily transactions

Flexible transactions in any currency

Easy spend management with BSMS and periodic statement

PRODUCT BENEFITS
    • Effective spend management
    • No need to worry about advance payment/payment for business trips.
    • No need to exchange foreign currency for overseas business trips.
    • Easy payment at tens of millions of card acceptance point globally.
    • Enhance security with EMV chip cards.
    • Instant SMS notification
    • 24/7 customer service
PRODUCT FEATURES
  • Card classStandard
  • Card validity05 years
  • Maximum number of supplementary cardsUnlimited
  • Transaction limitUp to VND5 billion
  • Card functionsPayment at POS/e-commerce website; Cash withdrawal: not available
  • Interest rate16%/year; Interest rate may change upon BIDV's notice from time to time.
  • Statement date20th
  • Minimum payment amount5% of statement balance
  • Interest-free periodup to 45 days
  • Payment due date15 days after statement date
FEE SCHEDULE
  • Annual FeeVND500,000/card
  • Late payment fee4% of late payment amount, VND100,000 at minimum; To be collected in up to 4 consecutive statement periods.
  • Foreign exchange fee2.1% of transaction amount
CARD ISSUANCE APPLICATION
CARD DESIGN
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