Term deposit

Simple, convenient transactions anywhere at anytime

Attractive interest rate, various deposit terms

Covered by deposit insurance

Currencies: VND
Minimum balance: VND1,000,000
Term: 1 week to 36 months
Interest payment method: At maturity
Online deposit anywhere at anytime
Fixed interest rate in the deposit period
Account balance can be pledged as collateral for bank loans
Premature withdrawal is allowed; account settlement can be made online or at any counters of BIDV
Various interest payment methods:
+ Interest added to principal at maturity

CONDITIONS

APPLICATION

Register for BIDV Online, BIDV Smart Banking
Opening online savings account: Clients actively use the access code and password to log into E-banking

Attractive interest rate with a variety of terms

Premature settlement allowed

Covered by deposit insurance

Minimum balance: VND500,000; USD100; EUR100; JPY1,000,000
Terms: 1 week to 60 months
Interest payment method: At maturity, upfront, monthly, quarterly
Interest rate: Fixed rate for the deposit term (please refer to the Bank's interest rates)
Renewal: At maturity, the account is automatically renewed at effective interest rate on maturity date for interest payment at maturity and periodic interest payment
Account balance can be pledged as collateral for bank loans
Account balance can be used to certify financial capacity for the purpose of tourism, study abroad, etc.
Premature settlement allowed
Time savings account can be used to pay the loan or to transfer to BIDV accounts of the owner or co-owner
Convenient services at any of BIDV branches nationwide
Ownership can be transferred when needed
- Variety of interest payment forms:
+ Interest added to principal at maturity
+ Cash withdrawal at the Bank's counterInterest automatically transferred to the Account holder's current account (ATM card)

CONDITIONS

APPLICATION

Covered by deposit insurance

Attractive interest rate with a variety of terms

Premature settlement allow

Currency: VND
Minimum face value: VND 1,000,000. Any face value that is higher than the minimum one must be the multiple of VND 100,000.
Tenors: 1 month to 24 months
Interest payment method: At maturity, monthly
Interest rates: Fixed rate for the deposit term (please refer to the Bank's interest rates)
Renewal: The deposit will be renewed and applied interest rate published by BIDV on maturity date.
Account balance can be pledged as collateral for bank loans
Account balance can be used to certify financial capacity for the purpose of tourism, study abroad, etc.
Premature payment allowed
Convenient services at any of BIDV branches nationwide
Ownership can be transferred when needed
Variety of interest payment forms:
- Cash withdrawal at the Bank's counter
- Interest automatically transferred to the Account holder's current account (ATM card)

CONDITIONS

APPLICATION

Covered by deposit insurance

Variety of terms

Premature settlement allow

Types of currency: VND, EUR, USD.
Minimum deposit amount: VND 500.000, EUR 100, USD 100.
Tenors: 1 to 24 months.
Interest payment method: At maturity.
Interest rates: Fixed rate for the deposit term (please refer to the Bank's interest rates).
Account balance can be used to confirm customers’ financial capability or to guarantee their relatives’ overseas travel and study, etc.
Premature settlement allowed.
Prompt transactions at all BIDV branches nationwide.
Ownership can be transferred when needed.

CONDITIONS

Target client: Vietnamese citizens being non-residents, foreign individuals being residents, foreign individuals permitted to reside in Vietnam for at least 6 months.
Depositors have to send and receive payments for term deposits via their own current accounts.
For foreign individuals, the term of deposit is no longer than valid time of depositors 's verification documents.
Residents and non-residents may not be joint term depositors. Organizations and individuals may not jointly deposit term deposits in foreign currencies. For joint term deposits, depositors may send and receive payments for term deposits via the join current account of all depositors.

APPLICATION