Term deposit

Product information
Online registration
Promotions
Announcements

Attractive interest rates

Accumulate automatically and free transferring

Possible to withdraw partly on maturity date

Possible to be used as a mortgage when in need of the principal

Customer signs a contract with BIDV.
Currency: VND
Minimum balance: VND100,000
Deposit terms: 1 month
Interest rate: Floating rate according to the interest rate quoted by the bank
It is possible for customers to withdraw part of the principal on maturity date
If customers withdraw the deposit before maturity date, no interest will be paid.
Customer closes the accumulative deposit account at the branch that opened the account.

CONDITIONS

Vietnamese Residents follow the regulations as below:
- “Grow up with Love” Accumulated Deposits: Apply for children under 15 years old. All banking transaction are conducted by their legal representatives.
- Bao An Accumulated Deposits: Apply for customers of 15 years old and above: Vietnamese resident customers, foreign individual customers are allowed to reside in Vietnam for a period of 6 (six) months and above.

APPLICATION

Identification/Citizen identification card/ Passport of account holder/Legal representative; Children’s birth certificate (for the “Grow up with Love” Accumulated Deposits).
Agreement between customer and BIDV.

Transactions

Simple, convenient transactions anywhere at anytime

Interest rates - Terms

Attractive interest rate, various deposit terms

Safety

Covered by deposit insurance

Currencies: VND
Minimum balance: VND1,000,000
Term: 1 week to 36 months
Interest payment method: At maturity
Online deposit anywhere at anytime
Fixed interest rate in the deposit period
Account balance can be pledged as collateral for bank loans
Premature withdrawal is allowed; account settlement can be made online or at any counters of BIDV
Various interest payment methods:
+ Interest added to principal at maturity

CONDITIONS

Target clients: E-banking users who are Vietnamese residents

APPLICATION

Register for BIDV Online, BIDV Smart Banking
Opening online savings account: Clients actively use the access code and password to log into E-banking

Interest rate, term

Attractive interest rate with a variety of terms

Flexible withdrawal

Premature settlement allowed

Safety

Covered by deposit insurance

Minimum balance: VND500,000; USD100; EUR100; JPY1,000,000
Terms: 1 week to 60 months
Interest payment method: At maturity, upfront, monthly, quarterly
Interest rate: Fixed rate for the deposit term (please refer to the Bank's interest rates)
Renewal: At maturity, the account is automatically renewed at effective interest rate on maturity date for interest payment at maturity and periodic interest payment
Account balance can be pledged as collateral for bank loans
Account balance can be used to certify financial capacity for the purpose of tourism, study abroad, etc.
Premature settlement allowed
Time savings account can be used to pay the loan or to transfer to BIDV accounts of the owner or co-owner
Convenient services at any of BIDV branches nationwide
Ownership can be transferred when needed
- Variety of interest payment forms:
+ Interest added to principal at maturity
+ Cash withdrawal at the Bank's counterInterest automatically transferred to the Account holder's current account (ATM card)

CONDITIONS

Target clients:
- VND savings: Vietnamese citizens.
- Foreign currency savings: Vietnamese residents

APPLICATION

Legal documents: Identification/Citizen identification card/Valid passport
Time Savings Deposit Form

safety

Covered by deposit insurance

Interest rate & term

Attractive interest rate with a variety of terms

Flexible withdrawal

Premature settlement allow

Currency: VND
Minimum face value: VND 1,000,000. Any face value that is higher than the minimum one must be the multiple of VND 100,000.
Tenors: 1 month to 24 months
Interest payment method: At maturity, monthly
Interest rates: Fixed rate for the deposit term (please refer to the Bank's interest rates)
Renewal: The deposit will be renewed and applied interest rate published by BIDV on maturity date.
Account balance can be pledged as collateral for bank loans
Account balance can be used to certify financial capacity for the purpose of tourism, study abroad, etc.
Premature payment allowed
Convenient services at any of BIDV branches nationwide
Ownership can be transferred when needed
Variety of interest payment forms:
- Cash withdrawal at the Bank's counter
- Interest automatically transferred to the Account holder's current account (ATM card)

CONDITIONS

Target clients: Vietnamese citizens and individual foreigners

APPLICATION

Legal documents: Identification/Citizen identification card/Valid passport
BIDV's Time Savings Deposit form

Safety

Covered by deposit insurance

Terms

Variety of terms

Flexible withdrawal

Premature settlement allow

Types of currency: VND, EUR, USD.
Minimum deposit amount: VND 500.000, EUR 100, USD 100.
Tenors: 1 to 24 months.
Interest payment method: At maturity.
Interest rates: Fixed rate for the deposit term (please refer to the Bank's interest rates).
Account balance can be used to confirm customers’ financial capability or to guarantee their relatives’ overseas travel and study, etc.
Premature settlement allowed.
Prompt transactions at all BIDV branches nationwide.
Ownership can be transferred when needed.

CONDITIONS

Target client: Vietnamese citizens being non-residents, foreign individuals being residents, foreign individuals permitted to reside in Vietnam for at least 6 months.
Depositors have to send and receive payments for term deposits via their own current accounts.
For foreign individuals, the term of deposit is no longer than valid time of depositors 's verification documents.
Residents and non-residents may not be joint term depositors. Organizations and individuals may not jointly deposit term deposits in foreign currencies. For joint term deposits, depositors may send and receive payments for term deposits via the join current account of all depositors.

APPLICATION