No minimum balance requirement

No minimum balance requirement

Free BSMS for first 3 months

Free BSMS for first 3 months

Free account management fee for 3 first months

Free account management fee for 3 first months

KEY INFORMATION
    • EFFECTIVE DATE: 6 April 2020 until notice of termination
    • FEATURES: No minimum balance requirement
    • PACKAGE PRODUCTS
    • Main product
    • Current account
    • Domestic debit card
    • Add-on products
    • + BSMS
    • + BIDV SmartBanking or BIDV Online
    • + BIDV Pay +
    • BENEFITS:
    • Free account management fee for 3 first months
    • Waiver of issuance, annual fees for domestic debit card
    • Free BSMS for first 3 months
    • OUTSTANDING PARTICULARS
    • With the products of the package, customer can use banking services anytime, anywhere such as deposit/withdrawal, money transfer, bill payment, etc.
    • - BSMS: account balance notification
    • - BIDV Smart banking app with the following features:
    • + Transfer fee lower than that at counter
    • + Quick 24/7 money transfer, checking account number with beneficiary name, ensuring right recipient.
    • + Features: international card management, bill payment (mobile top-up, money transfer to securities account), shopping via QR code.
    • - BIDV Pay+ app: used as replacement for physical domestic debit card:
    • + Money withdrawal at ATM via QR Code without needing a physical card.
    • + Scanning QR code to make payment for goods and services at card acceptance points.
CONDITIONS
  • Vietnamese residents
  • Customers receive unemployment benefits, confirm by competent authorities
  • Applicable to customers newly registering all products and services of the package
  • The offer of the above mentioned packages may vary from time to time in accordance with BIDV's regulations.
APPLICATION
Money transfer fee waiver on BIDV Smartbanking

Money transfer fee waiver on BIDV Smartbanking

Fee waiver for all internal money transfer, domestic transfer, 24/7 instant transfer transactions

Highest transfer limit

Highest transfer limit

Up to VND 300 million/transaction, VND 3 billion/day

Incentives

Incentives

BSMS fee waiver for the first 6 months

KEY INFORMATION
    • APPLICABLE PERIOD: From 6 January 2020 to 30 May 2020
    • FEATURES:
    • A minimum balance of VND 10 million on customer’s current account is required (this amount shall be blocked).
    • Registration for B-Free 3 account package at the Bank’s counter.
    • PRODUCTS:
    • Primary products:
      • + Current account
      • + BIDV SmartBanking
      • + Harmony domestic/international debit card
    • Supplementary products:
      • + BSMS
      • + Automatic bill payment
      • + Credit card
      • + Secured consumer loans
      • + BIDV Pay +
    • INCENTIVES:
    • Money transfer fee waiver on BIDV Smartbanking: fee waiver for all internal money transfer, domestic transfer, 24/7 instant transfer transactions.
    • Highest e-banking transfer limit from time to time: up to VND 3 billion/day, VND 300 million/transaction for domestic transfer
    • BSMS fee waiver for the first 6 months
    • Discounts applied to payments for shopping, spa, tourism, cuisine, education, etc. using BIDV cards at BIDV's gold points.
    • OUTSTANDING FEATURES:
    • With the products offered in the package, customers can use banking services anytime, anywhere for every daily needs (such as bill payment, phone top-up, online payment, etc.) as well as financial needs (payroll loans, online savings):
    • BSMS: notification of account balance change
    • Automatic bill payment: With just one registration, BIDV shall automatically debit exact bill amount from customer’s account for bill payment.
    • BIDV Smartbanking:
    • Transfer fee is lower than that applied at the counter
    • 24/7 instant transfer, account number will be checked to match with recipient’s name, avoid incorrect transactions.
    • Advantages: international card management, bill payment (phone top-up, transfer to securities account), shopping by QR code.
    • Online deposit at higher interest rate than that applied at the counter
    • BIDV Pay+ App: A convenient alternative for physical domestic debit card: Withdraw money at ATM using QR Code without physical card.
CONDITIONS
  • Vietnamese residents
  • Applicable to customers newly registering all products and services of the package
  • Card incentives are NOT applicable for Visa Smile and Visa Infinite cards.
  • The offer of the above mentioned packages may vary from time to time in accordance with BIDV's regulations.
APPLICATION

Easy and quick registration

Register online
Fill in the registration form.
Confirm information
BIDV will contact you for information verification and account opening.
Complete
Visit your nearest BIDV branch or transaction office to receive your account information.
BIDV

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