FIVE ELEMENT cards are designed in agreement with feng shui
Maximum withdrawal limit: VND 70 MILLION/day
UNLIMITED payment amount
Cash withdrawal and payment for goods and services at all ATM/POS card payment acceptance points with Napas and BIDV logos (domestic and abroad).
Register for BIDV Pay+ and Cash withdrawal by QR Code using mobile devices at BIDV's ATMs
Mobile Payment through Apps: Samsung Pay, BIDV Pay+.
Online bill payment service
Interbank money transfer via ATM
Link to VND accounts
Simple consumption without carrying cash
Safe and secure payment channel
Safe and effective spend management with SMS notification
Interest earned on account balance
TRANSACTION LIMIT (VND)
Maximum withdrawal amount/day at BIDV's ATMs VND 70,000,000
Maximum number of withdrawal/day at BIDV's ATMs 20 times
Maximum transfer amount/day VND 100,000,000
SERVICE FEES (VND - EXCLUDING VAT)
First issuance fee (VND, excluding VAT) VND 100,000
Annual fee (VND, excluding VAT) VND 60,000
TRANSACTION FEE (VND - EXCLUDING VAT)
Cash withdrawal fee at BIDV's ATMs VND 1,000/transaction
Cash withdrawal fee at other banks' ATMs Domestic: VND 3,000/transaction; Abroad: VND 40,000/transaction
Internal fund transfer at BIDV's ATMs 0.05% of transfer amount; VND 2,000 at minimum, VND 15,000 at maximum
Internal fund transfer at other banks' ATMs VND 1,500/transaction
Account balance inquiry at BIDV's ATMs (without invoice) Free-of-charge
Account balance inquiry at other banks' ATMs Domestic: VND 500/transaction; Abroad: VND 10,000/transaction
Invoice print fee (BIDV's ATMs only) VND 500/transaction
Cash withdrawal fee at BIDV's POS 0.5% of transaction amount, VND 5,000 at minimum
CARD ISSUANCE APPLICATION
1. Application for issuance and use of card cum terms and conditions: Download file:
Hợp đồng phát hành thẻ (Contract)
Điều kiện điều khoản (Terms and conditions) 2. Identification documents:
- Vietnamese citizens: Copy of ID document of cardholder.
- Foreigners: 1, Copies of valid passport and visa (for cases where visas are not exempted according to Vietnamese law) of cardholder and cardholder's legal representative (if applicable); 2, Documents proving legal residence period in Vietnam of 12 months or more.
Remarks: For cases where the supplementary cardholder is less than 15 years old and the primary cardholder is not legal representative of the supplementary cardholder: Copies of valid citizen ID card/ID card/ Passport of supplementary cardholder's legal representative.
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