I. Information of the loan

1. Auctioned loan

The loan of Hoa Binh Inox Joint Stock Company granted by BIDV Cau Giay

2. Detail of the loan

2.1. Borrower’s information

- Borrower’s name: Hoa Binh Inox Joint Stock Company

- Address: Yen Phu hamlet, Giai Pham commune, Yen My district, Hung Yen province

2.2. Total outstanding at BIDV Cau Giay as of 31 March 2020: VND 273,619,807,844 (In words: Two hundred and seventy three billion, six hundred and nineteen million, eight hundred and seven thousand, eight hundred and forty four Vietnamese Dongs), in particular:

- Principal: VND 138,736,847,939

- Interest:   VND 134,882,959,905

2.3. Collateral information:

- Land use right for 85.31 square meters of land No. 10-4, map number 7E-II-03, address: Niche 12, Alley 376, Buoi street, Vinh Phuc, Ba Dinh district, Hanoi

- Land use right for 126.82 square meters of land No.10-5, map number 7E-II-03, address: Niche 12, Alley 376, Buoi street, Vinh Phuc, Ba Dinh district, Hanoi

- Land and property use right for 120.8 square meters of land, address: 913 Giai Phong street, Giap Bat commune, Hoang Mai district, Hanoi

3. Lender’s information

Joint Stock Commercial Bank for Investment and Development of Vietnam - Cau Giay Branch.

Address: No. 263 Cau Giay street, Hanoi.

4. Initial bidding price

Total value of loans (including principal and interest).

II. Deadline for application submission:

Application deadline is seven (05) days from the date of notification (during office hours). Deadline for Application documents sent via express mail will be calculated based on express mail seal, and must be sent to BIDV Cau Giay within 7 days of this notice.

III. Address for application reception:

- Joint Stock Commercial Bank for Investment and Development of Vietnam- Cau Giay Branch, 263 Cau Giay street, Dich Vong ward, Cau Giay district, Hanoi.

- Contact person: Mr. Tran Hoai Nam - Enterprise Customer Department 2 (email: namth5@bidv.com.vn; phone number: 0975.838.575).

IV. Criteria for selection:

Organizations registering to participate in bidding must meet the criterion specified in Clause 4, Article 56 of the Law on Property Auction and the following criteria:

- Having legally property auction function.

- Having at least 3 years of operation.

- Having at least 03 auctioneers.

- Having at least 03 branches / representative offices.

- Reasonable auction costs and remuneration for auction services.

- Other criterion stated by the authorized entity.

5. Application includes:

- Organization legal documents (business registration, registration of signature and seal etc.)

- A written description of competence and experience.

- Price quotation, other commitments of the auction organization (if any).

- Other documents required by authorized entity.

*Note:

- The bidding documents will be null and void by default in case the bidding organization is not allowed to bid under Vietnamese laws and regulations.

- BIDV Cau Giay will issue a written notice of the result to the selected property auction organization, those not being selected will not receive such notice. BIDV Cau Giay will not return the documents to the unselected organizations