The award "Best SME Bank in Vietnam" for the 5th consecutive time recognized the efforts and key role of BIDV in the Vietnamese banking system, and at the same time, a solid fulcrum for BIDV. business community in general – including SME customers in particular.

BIDV is currently the bank with the largest total assets in Vietnam, reaching VND 2.05 million as of 30 September 2022. For many consecutive years, BIDV has always led the market share of SME customers with nearly 350,000 customers, accounting for about 40% of the total number of SMEs in Vietnam (as of 31 October 2022). BIDV's total outstanding loans to SME customers reached more than VND 319 billion, up 10% over the same period in 2021, leading the market in terms of credit size.

Ms. Siddiq Bazarwala, Editor-in-Chief of Alpha Southeast Asia Magazine, said:

BIDV is a leading bank in the Vietnamese market in the SME segment, with a team of highly qualified staff. Receiving the award for the 5th time in a row has confirmed the replacement position using BIDV's diversified market share, product chain, services and utilities. With its advantages and strengths, BIDV has many opportunities to continue to maintain its No. 1 position in business activities in the SME segment for many years to come.

BIDV representative received the award "Best SME Bank in Vietnam"

Accompanying the SME community, BIDV is always creative and innovative to build a dynamic and sustainable SME community. To meet the maximum needs of corporate customers, BIDV is constantly upgrading and developing the application of BIDV iBank, with the goal of turning BIDV iBank into a utility application "more than a bank". As of 31 October 2022, the number of business customers registered to use BIDV iBank reached nearly 105 customers, of which the number of customers using financial service packages accounted for 78%; SME customers alone accounted for 90%, up 31% compared to the beginning of 2022 compared to the number of transactions in the first 10 months of 2022, reaching over 2.4 million transactions, up 45.4% over the same period last year.

BIDV cooperates with Fintech companies to provide corporate accounting and management software such as MISA and KIU to promote the implementation of BIDV-ERP Connection - a service that connects the BIDV iBank electronic banking system with content management software. suite of the enterprise, allowing enterprises to perform online banking transactions on the enterprise's internal management software (accounting software, human resource management software, financial management software, ...) information through connection with the electronic banking system BIDV iBank. The program "SME Digitrans - Digital Transformation with SMEs" has attracted the participation of the SME community, contributing to a dramatic change in the application of modern technology to financial management and administration. payment accounting for SMEs. In particular, for the administrative and non-business sector, BIDV has implemented a non-cash payment solution for hospital fees for 42 hospitals, providing collection services for nearly 2,400 units nationwide.