Sum insured

Sum insured up to a maximum of VND 4 billion

Application

Health evaluation is not required; insurance coverage takes effect after 1 minute.

Interest paid during the claim pending

GENERAL INFORMATION
    • BIC Binh An is an insurance product linked with personal loans, which has been implemented jointly by BIDV and BIC since 2009 and continuously upgraded to best fulfill the needs of customers. When applying for BIC Binh An insurance, customers will be covered by BIC for their lives 24/24 hours in the territory of Vietnam.
PRODUCT FEATURES
  • Subject Insured

    - Vietnamese citizens or foreigners currently residing in Vietnam named in the Credit Agreement or Application for Personal Loan, including: The Borrower or the Borrower's spouse (named in the Spouse's Information Section and (possibly) sign on the Application) or the Representative (named in the Representative's Information and sign on the Application).

    - Person insured must be aged from 18 to 65 on the entry date of the policy and not older than 70 years of age when the insurance period ends.

    - Person insured must not be permanently disabled by 50% or more.

  • Insurance Period
    During loan term, up to 15 years.
BENEFITS
    • Basic insurance benefits:
    • - In case of accidental death: 100% of the sum insured, up to a maximum of VND4 billion, depending on the Insurance Plan.
    • - In case of death due to illness or disease: part or total of sum insured, up to a maximum of VND200 million, depending on the Insurance Plan
    • Additional insurance benefits:
    • + Accidental hospital allowance (in case the insured is hospitalized under insurance coverage) Up to VND200,000/day in a maximum of 30 days.
    • + Interest paid during the claim pending (in case of insured is under basic insurance coverage, up to a maximum of 60 days.
    • - Funeral allowance: VND1 million/insured person.
APPLICATION
    • In accordance with Bank's loan application.
    • Health evaluation is not required; insurance coverage takes effect after 1 minute.
    • (Specific terms and conditions of insurance are specified in the insurance Policy between the customer and BIC)
    • For more information, please contact BIC Hotline 1900 9456 or go to BIDV's transaction offices nationwide for fast and simple procedures using Bancassurance online software.

Sum insured

Sum insured ranging from VND 200,000,000 to VND 5,000,000,000

Insurance period

As per customer's request, ranging from 1 year to 5 years.

Comprehensive private house insurance

GENERAL INFORMATION
    • BIC HomeCare is a comprehensive private house insurance product (in accordance with the BIC's comprehensive private house insurance policy wording) The product is currently distributed in the BIDV system nationwide.
PRODUCT FEATURES
  • Subject Insured

    Comprehensive private house insurance: Building coverage and Contents coverage

    Types of residential houses insured: Apartment, detached house, others

  • Insurance Period
    As per customer's request, ranging from 1 year to 5 years.
SCOPE OF COVER
    • Comprehensive private house insurance:
    • - Fire, direct lightning;
    • - Explosion;
    • - Thunderstorms, storms, floods;
    • - Breaking or spillage from water tanks, water storage facilities or water pipelines
    • - Collided by road vehicles or cattle;
    • - Forcible thief and robbery;
    • - Site cleaning costs (limit: 5% of sum insured);
    • - Fire fighting costs (limit: 5% of sum insured);
    • - House rental expense after the event (limit 5% of sum insured and no longer than 30 days).
SUM INSURED
    • Sum insured ranging from VND 200,000,000 to VND 5,000,000,000
    • - Sum insured for Contents does not exceed 20% of the sum insured
    • For Building.
    • - The sum insured does not include the value of land use rights.
APPLICATION
    • House evaluation is not required; insurance coverage takes effect after 1 minute.
    • (Specific terms and conditions of insurance are specified in the Insurance policy between the customer and BIC)
    • For more information, please contact BIC Hotline 1900 9456 or visit BIDV's transaction offices nationwide or BIC's bank partners for fast and simple procedures using Bancassurance online software.

     

BIDV

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