Changes to BIDV International Credit Card Transaction limit and Cash advance fees
ActionsRELEASED DATE 22 Jul 2019
BIDV would like to announce the new policy on International credit card (ICC) transaction limit and cash advance fees which takes into force from 22 July 2019 as follows:
No. | Applicable to | Details |
1 | Transaction limit for cash advance and cash withdrawal | |
1.1 | BIDV Visa Smile | Up to 100% of credit limit |
1.2 | Platinum and Infinite-class ICC (BIDV Visa Infinite, BIDV Visa Premier, BIDV Visa Platinum, BIDV Mastercard Platinum, BIDV Vietravel Platinum) | Up to 80% of credit limit |
1.3 | The other ICC | Remain unchanged, up to 50% of credit limit |
2 | Daily spending limit | |
2.1 | All ICC (except Business cards and Fee collector cards) | Up to 100% of credit limit + deposit amount (if any) |
2.2 | Daily e-com payment limit | Maximum equal to daily spending limit and ensure the principle: daily e-com payment limit + normal transaction limit = Total daily spending limit |
3 | Cash advance fees (for BIDV Visa Smile only) (VAT excluded) | |
3.1 | Cash advance fees at BIDV’s ATM/POS | 0.1% of advance amount, minimum VND 5,000 |
3.2 | Cash advance fees at other Domestic banks’ ATM/POS | 2% of advance amount, minimum VND 25,000 |
3.3 | Cash advance fees at Foreign banks’ ATM/POS | 3% of advance amount, minimum VND 50,000 |
Sincerely,