Low interest rates

Low minimum payment amount

Low cash withdrawal fee at BIDV's ATMs

  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally.
  • Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
  • EMV chip technology security
  • Spend first, pay later - Interest-free period up to 45 days.
  • Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement.
  • Card's classGold
  • Statement Date03rd of every month
  • Payment due datethe 8th of every month
  • Minimum payment amount5%
  • Credit LimitVND50 million or higher
  • Interest Rate15%
  • Terms and conditions for useCredit card agreement and T&C.pdf
  • Annual fee of primary cardVND500,000
  • Annual fee of supplementary cardVND250,000
  • Cash withdrawal fee at BIDV's ATM/POS3% of withdrawal amount, VND50,000 at minimum
  • Cash withdrawal fee at other banks' AMT/POS 3% of withdrawal amount, VND50,000 at minimum
  • Foreign exchange fee1% of transaction amount
  • Transaction fee at merchants abroad 1.1% of transaction amount
  • Late payment fee4% of late payment amount, VND200,000 at minimum
  • 24/7 customer service1900 9247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
  • Reward accumulation N/A
  • Reward accumulation policyN/A
  • Maximum refund/monthN/A
  • Golf incentives


  • Lounge incentives


  • Insurance


  • 24/7 added support service Global health care and traveling support service via Chubb Assistance 24/7 Hotline +84 (8) 3822-8779
  • Banking service incentives

    + 1-month BSMS service fee waiver

    + Annual fee and 1st year SMS token fee waiver for IBMB service.

  • Monthly incomeApproximately VND20 million
  • Card issuing agreementCredit card agreement and T&C.pdf





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