Welcome Gift

15,000 Gold Lotus plus miles of Vietnam Airlines or Accor membership card

Unlimited privileges

At more than 900 VIP lounges worldwide

Privileges airports

Privileges of express customs clearance and traveling support at 06 airports

Free golf course, spa

Free golf course for 5 rounds or 5 body/facial treatments at spa

Easy travel

Easy travel with BIDV Visa Infinite application

Unlimited reward accumulation

6% cashback at golf courses, spas

  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally.
  • Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
  • EMV chip technology security
  • Spend first, pay later - Interest-free period up to 45 days.
  • Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement.
  • Card's classInfinite
  • Statement Datethe 20th of every month
  • Payment due date15 days after statement date
  • Minimum payment amount5%
  • Credit LimitVND300 million or higher
  • Interest Rate9.99% to 16.5% p.a.
  • Terms and conditions for useCredit card agreement and T&C.pdf
  • Annual fee of primary cardFrom VND9,999,000
  • Annual fee of supplementary cardFrom VND600,000
  • Cash withdrawal fee at BIDV's ATM/POS4% of advance amount, VND50,000 at minimum
  • Cash withdrawal fee at other banks' AMT/POS 4% of advance amount, VND50,000 at minimum
  • Foreign exchange fee2.1% of transaction amount
  • Transaction fee at merchants abroad N/A
  • Late payment fee4% of late payment amount, VND100,000 at minimum
  • 24/7 customer service1800 969659 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
  • Reward accumulation Mile/bonus conversion
  • Reward accumulation policyVND1,000 spent = 1.5 points
  • Maximum refund/monthUnlimited
  • Golf incentives


  • Lounge incentives


  • Insurance


  • 24/7 added support service Visa Concierge Center 12011169 (English) or 1800969659
  • Banking service incentives
    • BSMS and IBMB service fee waiver during the use of card
  • Monthly incomeAt least VND100,000,000/month or having minimum deposit balance of VND5 billion at BIDV
  • Card issuing agreementCredit card agreement and T&C.pdf





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