Accordingly, customers who deposit savings, apply for personal loans, register & make e-banking transactions, receive remittances or register and use BIDV cards for payment during the promotion period will receive plentiful attractive gifts. Specifically:

“Green” incentives:

• - From 16 December 2019 to 31 December 2019: Customers will immediately receive “green” gifts or cash of VND 50,000 when making transactions at BIDV transaction offices nationwide.
• - From 13 January 2020 to 17 January 2020: Customers will immediately receive a set of luxurious glass jam jars for a happier new year when customers make the following transactions:
• - Customers have term deposits (including Savings, Certificate of deposits, Term deposits) with 6 months or higher term valued VND 50 million or more.
• - New customers apply for home loan, consumer loans collateralized by real estate, business loans.
• - Customers register for BIDV SmartBanking; and at the same time, register to use SmartOTP and have made financial transactions valued from VND 50,000.
• - Customers make international transfer via Western Union and Swift valued USD 200 or more (or equivalent in other foreign currencies).

Incentives for depositors:

• - For new savings depositors: From 10 December 2019 to 31 March 2020, BIDV launches “New customers – new offers” program – 2nd batch with total prizes worth over VND6.6 billion. Accordingly, customers who place a savings deposit at BIDV will receive cash back to their account at the time of deposit based on their deposit term with minimum deposit of only VND 10 million. Gifts are offered in proportion to multiples of savings amount over minimum amount (rounded down to units) multiplied by the gift value (VND 20,000).
• - For customers who place savings under lucky draw program: From 9 December 2019 to 9 March 2020, savings depositors will enjoy 2 opportunities to receive gifts and participate in lucky draw with total prizes worth more than VND 18 billion under the program “Green savings, fresh living”.
  • Opportunity 01: With minimum deposit amount of only VND 10 million, customers will receive cash immediately at the time of deposit based on deposit terms. Gifts are offered in proportion to multiples of savings amount over minimum amount (rounded down to units) multiplied by the gift value (VND 20,000).
  • Opportunity 02: Customers have the opportunity to win attractive and environmentally-friendly prizes such as fuel-saving EcoSport Ford car worth VND 689 million, Honda PCX hybrid 150cc scooter worth nearly VND 90 million, Asama Mountaineer sports bike worth over VND 3 million.

Note: New savings depositors may choose to participate in 01 of 02 programs.

Incentives for borrowers:

• - Customers who apply for medium and long-term home loan, business, auto loan, consumer loan collateralized by real estate will receive up to VND 500,000 in forms of VinID gift cards or cash depending on the loan agreement value (from now until 22 January 2020 or until run out of gifts). The program is applied simultaneously with preferential interest rate loan packages such as:
  • “Solid future” package: Interest rate from 7.3%/year (apply to 36-month term or higher for residential home loan, business loans, auto loan). Total package value is VND 20,000 billion.
  • Vinfast auto loan package: Fixed interest rate of 9.3%/year for the first 24 months. Total package value is VND 1,000 billion.
  • Suzuki auto loan package: Incentives up to VND 20.5 million depending on car value and model.

• - Customers who buy new/renew credit insurance and satisfy eligibility criteria from now till 1 May 2020 will receive phone cards worth up to VND 500,000 as gifts (depending on their premium).

Incentives for customers who register for BIDV e-Banking service:

• - BIDV Smart Hunting – Easy to play, easy to win

• - With any transaction worth at least VND 10,000 on BIDV SmartBanking, customers will receive equivalent number of SmartHunting plays which allow them to shoot the ball and discover many attractive prizes in each “treasure chest”, including 3 Grand Prizes worth VND 100 million each, 100 Super Prizes worth VND 5 million each, 70,000 Effortless Prizes worth VND10,000 each.
• - In particular, on 24 December 2019, 1 January 2020 and 25 January 2020, BIDV SmartHunting players will have great opportunities to win 03 Grand Prizes (worth VND 50 million each) (01 prize each day). Customers who make money transfer transaction worth VND 10 million or higher to accounts of another holder will receive 05 turns.       

• - 10,000 cumulative points will be offered for customers who register for BIDV SmartBanking from 1 January 2020 (applicable to the first 40,000 customers). These bonus points can be used to redeem gifts and incentives under BIDV Reward program from hundreds of brands: VinID, CGV, Grab, Alley, Golden Gate Group, Canifa, etc.
• - Long-term incentives from e-Banking services

• - Annual fee waiver for the following services: BIDV SmartBanking, BIDV Online, BIDV Business Online.
• - Waiver of maintenance fee
• - 0.2%/year higher interest rate for Online deposit

Incentives for remittance receivers:

When receiving remittances through banks (Swift) and partner channels (Western Union, Koronal Pay, BIDC), customers will receive attractive incentives as follows:

• - Immediately receive cash gifts worth VND50,000 per each international inward remittance transaction worth from USD 200 or equivalent.
• - Receive additional cash gifts worth VND 50,000/transaction (for transaction worth from USD5,000 or equivalent) and preferential exchange rate (for transaction worth from USD1,000 or equivalent) when selling foreign currencies at banks.

Incentives for product packages:

Many attractive incentives are offered to new customers who newly register for Student account, Payroll account, Business account and B-FREE account such as: waiver of internal and external transfer fee, waiver of account management fee, etc.

Incentives for customers who register for card issuance and have spending transactions:

From 1 November 2019 to 30 April 2020, customers who are issued cards and have spending transaction will have great opportunities to win hundreds of thousands of attractive prizes with a total value of up to VND 14 billion.

• - Opportunities to win 03 European tours worth VND 100 million each, 15 Bali-Indonesia tours worth VND 30 million each and 30 Thailand tours worth VND 10 million each when participating in the lucky draw for BIDV international cardholders spending from VND1 million.
• - Opportunities to win 6 Australian tours worth VND 50 million each, 18 Apple Watch Series 4 GPS watches worth 12 VND million each, 60 cash prizes worth VND 1.5 million each and tens of thousands of gifts worth VND 60,000 each for customers who are newly issued card and have spending transaction using BIDV domestic debit card.
• - Exclusive incentives for international cardholders spending overseas: waiver of overseas transaction fee (2.1% cashback on transaction value, up to VND 1.2 million).

For further details, please contact BIDV 24/7 hotline 1900 9247 or visit your nearest BIDV transaction point.