Benefits:
- In case of any risks within the insurance scope, BIC will, on behalf of clients pay all the amounts of clients owing to BIDV under the Schedule of insurance amount at that time.

Features:
- Binh An loan by sets
 + Insurance amount is a debt that the Insured  client still owes the Bank under the Insurance amount schedule. Insurance amount schedule presents decreasing Insurance amounts based on the principals and interests at each certain time under the credit contract; and is the basis for payment of insurance rights.
 + Charge is calculated under the Insurance amount schedule
- Binh An Overdraft:
 + Insurance amount is selected by client and applied in the whole insurance term. The minimum amount is 50% of the Overdraft limit but not less than 5,000,000 VND
 + Charge is calculated on insurance amount selected by client.

Eligibility:
- Individual borrower at BIDV.

Required documents:
- Same as Loan requirement documents.

Registration forms:
- Insurance Certificate Form.